This calculator provides a good idea about what monthly reduction you might be eligible for on your primary mortgage payments, in accordance with the Making Home Affordable program. Under the Home Affordable Modification program, the target maximum amount for your mortgage payment (or mortgage debt-to-income) should be 31% of your gross (pre-tax) monthly income.
This Payment Reduction Estimator will determine what your current …

If often seems like banks and lender prefer to foreclosure on people’s property, rather than moving forwards with a Loan Modification. Is this actually true? Why will a bank foreclose, and not perform a loan modification? An increasing number of American homeowners are facing foreclosure…

Once your lender has agreed to provide you with a Loan Modification, then they will present you with an offer to help with your specific situation. You should then take the time to carefully read and understand all the terms, before completing the documentation. There are many options which the lender may choose from to make your home loan more affordable…

We counsel you step by step to resolve your loan payment difficulties. With our complete Loan Modification Service we prepare all of the paper work, and even speak with your lender or bank on your behalf until your case is resolved. Step 1 involves filling out our FREE Evaluation Form. Once we receive this we will give you a call at your …

At one of our Loan Modification Workshops in Arizona recently, someone asked the question, “Can I still get a loan modification if I am current on my mortgage?” They went on to say that they are struggling to pay their bills due to a financial hardship, and are just hanging on by a thread. Here’s our answer…

We provide a comprehensive Evaluation of your case, and Do It Yourself Home Kit, that walks you through the Loan Modification process. This will ensure that things go as smoothly as possible for you, and we urge you to use this in addition to reading all of our free information.
Dealing with the banks and mortgage lenders without being fully informed and prepared …