Unfortunately, during this time of financial crisis maby desperate and confused homeowners are susceptible to being taken advantage of by various scams. At fixmybadhomeloan.org we have put into place an Exclusive Scam Prevention Program, to ensure protection for homeowners. Few, if any company in the loan modification industry offer these levels of protection.

In Phoenix, and Tucson, Arizona we help educate homeowners through monthly workshops, and classes. The Loan Modification process can be confusing, especially when you add the threat of foreclosure into the mix. One of our goals is to educate people on the process through this website, and live events.

Before we discuss our Scam Prevention Program, first take a look at some of the most common Foreclosure Rescue Scams to avoid:

• Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.
• Assistance from a HUD-approved housing counselor is FREE.
• Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.
• Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.
• Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
• Never make a mortgage payment to anyone other than your mortgage company without their approval.

This quote was taken from the US Government website on Making Homes Affordable.

fixmybadhomeloan.org Scam Protection Policy

fixmybadhomeloan.org is the ONLY company in the loan modification Industry that offers these levels of protection to the Homeowner. This system is EXCLUSIVE to fixmybadhomeloan.org.

• fixmybadhomeloan.org is the ONLY company that provides real recourse for the homeowner. fixmybadhomeloan.org protects you from being scammed. In the event of the assigned negotiator disappearing or failing to perform the tasks associated with loan modification, fixmybadhomeloan.org has policies in place that protect you. These policies allow the homeowners file, at the homeowner’s request, and at no additional cost, to be transferred to and completed by another, separate, licensed professional. You experience no additional loss of time, money or progress associated with your modification. You are protected.
• fixmybadhomeloan.org provides the loan modification customer with a personalized and interactive, online dashboard. This dashboard is used for oversight of the process and communication between the homeowner and the negotiator and fixmybadhomeloan.org. It also provides the homeowners with updates throughout the progress of the modification.
• fixmybadhomeloan.org’s customer management system is integrated into the negotiator and the client’s systems to provide third party oversight to the process. The homeowner can communicate with his assigned negotiator as well as with fixmybadhomeloan.org.
• The legal recognized individual or business entity that performs the loan modification has agreed, through contract, to a set and reasonable fee for the performance of the modification. There are no additional or hidden fees.
• Our company works only with licensed professionals or individuals recognized by the state in which they are conducting business, as legally endorsed to perform loan modifications. The legal components of endorsement can include, but are not limited to; professional broker’s license, attorney’s license, proof of bonding and insurance, and registration with the Department of Justice.
• All negotiators working with fixmybadhomeloan.org have copies of pertinent licenses and paperwork on file with fixmybadhomeloan.org.

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