Home Preparation Kit

STEP 1: Complete the FREE Evaluation form.
STEP 2: We call you and discuss your options.
STEP 3: We overnight your documents.
STEP 4: You follow the included instructions for adding any supporting financial or hardship details.
STEP 5: You follow the instructions that tell you exactly how to discuss your case with your lender.
STEP 6: If all goes well your lender agrees to new terms, and sends you an agreement to sign.
STEP 7: You make any temporary reduced payments agreed upon until your modification finalizes with your lender, thus maintaining your mortgage as current and preventing any foreclosure proceedings.
STEP 8: Generally after 3 months of making your lower payment, you will contacted by your lender with the news that the modification is complete, and your finally agreed upon payments will continue through the term of your new mortgage.

5 September 2009 30 views Comments Off

document-preparation We provide a comprehensive Evaluation of your case, and Do It Yourself Home Kit, that walks you through the Loan Modification process. This will ensure that things go as smoothly as possible for you, and we urge you to use this in addition to reading all of our free information.

Dealing with the banks and mortgage lenders without being fully informed and prepared puts you at their mercy, even when they say they wish to help you restructure your payments. Their main agenda is to squeeze as much money from you as they can get!

We wish you the best of luck in this process, and if you need anything please either use the FREE Evaluation page or our Contact page.

Easy To Follow Steps*

We have made the DIY Loan Modification Kit as simply and easy to follow as possible. We provide additional online support also.

STEP 1: Complete the FREE Evaluation form.

STEP 2: We call you and discuss your options.

STEP 3: We overnight your documents.

STEP 4: You follow the included instructions for adding any supporting financial or hardship details.

STEP 5: You follow the instructions that tell you exactly how to discuss your case with your lender.

STEP 6: If all goes well your lender agrees to new terms, and sends you an agreement to sign.

STEP 7: You make any temporary reduced payments agreed upon until your modification finalizes with your lender, thus maintaining your mortgage as current and preventing any foreclosure proceedings.

STEP 8: Generally after 3 months of making your lower payment, you will contacted by your lender with the news that the modification is complete, and your finally agreed upon payments will continue through the term of your new mortgage.

*Note: Your actual loan modification or loan restructuring process may differ from these step. These steps are to give you an idea of the overall process only.